Unlock the value of your residential or commercial property for high-value financial needs — with low interest rates and long repayment tenures.
A loan against property (LAP) lets you borrow funds by pledging your residential or commercial property as collateral, while you continue to use and own the property. It typically offers lower interest rates and higher loan amounts than unsecured loans.
You can get up to ₹5 Crore, depending on your property's market value, location, and your income profile. Lenders typically finance 50-70% of the property's current market value.
A CIBIL score of 650 or above is generally required. A higher score can help you secure a lower interest rate and faster approval.
Yes, SureFund's partner lenders offer loans against both residential and commercial properties, subject to clear property title and valuation.
Approval typically takes longer than unsecured loans due to property valuation and legal verification — usually 7 to 15 working days, depending on the lender and documentation.
We partner only with RBI-registered banks and top NBFCs to ensure your data privacy, transparent loan terms, and absolute financial safety.
Apply in minutes and our team will reach out to guide you through the rest.
Apply NowExplore the right option based on your property type and financial requirement.
Borrow against your self-owned house or apartment for large personal or business expenses.
Unlock funds against office space, shops, or commercial units to expand or diversify your business.
Leverage a rented-out property's value while continuing to earn rental income from it.
Transfer your existing LAP to a new lender with a lower interest rate and reduce your total repayment cost.
Keep these basic documents ready for a smooth, transparent, and fast approval experience.
| Category | Salaried Individuals | Self-Employed |
|---|---|---|
| Identity & Address Proof | Aadhaar Card, PAN Card, Voter ID / Passport | Aadhaar Card, PAN Card, Business Proof |
| Income Proof | Last 3 Months Salary Slips | Last 2 Years ITR & P&L Statements |
| Bank Statements | Last 6 Months Salary Account Statement | Last 6 Months Current Bank Account Statement |
| Property Documents | Title Deed, Property Tax Receipts, Approved Building Plan | Title Deed, Property Tax Receipts, Approved Building Plan |
We work exclusively with RBI-regulated banks & NBFCs to secure the best rates and terms for you.
